{"id":196233,"date":"2025-01-31T08:53:28","date_gmt":"2025-01-31T08:53:28","guid":{"rendered":"https:\/\/wordpress.org\/plugins\/zinia-composable-payment-gateway-for-free\/"},"modified":"2025-01-31T08:52:53","modified_gmt":"2025-01-31T08:52:53","slug":"zinia-composable-payment-gateway-for-free","status":"publish","type":"plugin","link":"https:\/\/az.wordpress.org\/plugins\/zinia-composable-payment-gateway-for-free\/","author":15151058,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_crdt_document":"","version":"3.1.0","stable_tag":"3.1.0","tested":"6.6.0","requires":"5.7","requires_php":"","requires_plugins":null,"header_name":"Zinia - Enjoy Now. Pay Later.","header_author":"zinia","header_description":"Extends WooCommerce by Adding the zinia Gateway.","assets_banners_color":"","last_updated":"2025-01-31 08:52:53","external_support_url":"","external_repository_url":"","donate_link":"https:\/\/www.zinia.com","header_plugin_uri":"https:\/\/developers.zinia.com\/docs\/e-commerce-platform-solutions\/WooCommerce\/zinia\/set-up-zinia-on-your-website","header_author_uri":"https:\/\/www.zinia.com","rating":0,"author_block_rating":0,"active_installs":0,"downloads":596,"num_ratings":0,"support_threads":0,"support_threads_resolved":0,"author_block_count":0,"sections":["description","installation","faq","changelog"],"tags":{"3.1.0":{"tag":"3.1.0","author":"payever","date":"2025-01-31 08:52:53"}},"upgrade_notice":{"3.1.0":""},"ratings":[],"assets_icons":[],"assets_banners":[],"assets_blueprints":{},"all_blocks":[],"tagged_versions":["3.1.0"],"block_files":[],"assets_screenshots":{"screenshot-2.jpg":{"filename":"screenshot-2.jpg","revision":3232482,"resolution":"2","location":"plugin"},"screenshot-3.jpg":{"filename":"screenshot-3.jpg","revision":3232482,"resolution":"3","location":"plugin"},"screenshot-1.jpg":{"filename":"screenshot-1.jpg","revision":3232482,"resolution":"1","location":"plugin"}},"screenshots":[],"jetpack_post_was_ever_published":false},"plugin_section":[],"plugin_tags":[193715,282,51755,507,286],"plugin_category":[45],"plugin_contributors":[237667],"plugin_business_model":[],"class_list":["post-196233","plugin","type-plugin","status-publish","hentry","plugin_tags-bnpl","plugin_tags-ecommerce","plugin_tags-installments","plugin_tags-payment","plugin_tags-woocommerce","plugin_category-ecommerce","plugin_contributors-zinia","plugin_committers-payever"],"banners":[],"icons":{"svg":false,"icon":"https:\/\/s.w.org\/plugins\/geopattern-icon\/zinia-composable-payment-gateway-for-free.svg","icon_2x":false,"generated":true},"screenshots":[{"src":"https:\/\/ps.w.org\/zinia-composable-payment-gateway-for-free\/trunk\/screenshot-1.jpg?rev=3232482","caption":""},{"src":"https:\/\/ps.w.org\/zinia-composable-payment-gateway-for-free\/trunk\/screenshot-2.jpg?rev=3232482","caption":""},{"src":"https:\/\/ps.w.org\/zinia-composable-payment-gateway-for-free\/trunk\/screenshot-3.jpg?rev=3232482","caption":""}],"raw_content":"<!--section=description-->\n<p><strong>Highlights<\/strong>\n* Buy Now Pay Later: Grow your business by offering your customers the freedom to pay in 14 or 30 days and in monthly instalments, interest-free.\n* Commitment: Our solution adapts to your business needs and leverages the Santander Group\u2019s 20-plus years of experience in partnerships with merchants.\n* Customer relationship: Taking care of your customers is our top priority. Leave it up to us to make paying a smooth experience and keep them coming back to your shop.\n* Ethical: Our products and services are bolstered by our ethical commitment to offer our partners a trustworthy and reliable solution for their business.\n* Safe and secure: Your brand's reputation is in safe hands. We make sure your customer data are secure, minimising risks using Artificial Intelligence (AI).\n* No fixed cost: There are no fixed costs. Simply pay Zinia for each transaction, and not a cent more!\n* Support: We're on hand for you and your customers whenever you need us.<\/p>\n\n<p><strong>Description<\/strong>\nIt\u2019s all up your customers! Let them pay now, in 14 days, 30 days or in monthly instalments. Always interest-free. This is our philosophy.<\/p>\n\n<p>Zinia is the new \u2018buy now, pay later\u2019 brand of Santander\u2019s Digital Consumer Bank, created by the combination of two successful businesses: Santander Consumer Finance (SCF) and Openbank. We make payments simple so customers can split them into instalments or settle them at a later date. An easy, fast and clear way to shop and help businesses boost sales and customer engagement. All products are available both for in-store and online purchases at participating businesses with offline functionality.<\/p>\n\n<p>Since our launch, more than 2 million customers have used our BNPL solution. We've partnered with over 63 thousand merchants across the world and our international expansion is afoot, aiming to service the 16 countries where we operate.<\/p>\n\n<p><strong>Other Features<\/strong>:\n* Point of Sale: All payment methods can also be used completely digital in-store - as a self-checkout via QR codes or SMS\/e-mail and as a merchant version or through an integration into your existing PoS system.\n* Pay by Link: The payment link (or the QR code) can be send via e-mail or sms to your customers and works with all payment methods. Therefore, pay by link is the ideal solution for merchants, who want to make special offers for customers or who want to process call center orders. Alternatively, pay by link can also integrated by API into existing processes and systems.\n* Order Management: The easy management allows you to control all transactions in your shop-backend as well as in your Zinia account.\n* Specific Settings: Activate or deactivate payment methods with just one click. Select different payment options depending on shopping cart size or on customer address. You can even offer the same payment method in different variations (e.g. different terms and conditions for instalments).\n* Widgets &amp; Rate Calculator: To draw attention to payment methods such as instalments and financing, specific widgets can be implemented to provide more information or calculate the monthly rate directly.\n* Product Synchronization: With this plugin you can easily synchronize your products to other sales channels such as marketplaces (e.g. Amazon, ebay), product comparison (e.g. Google shopping) and social media (e.g. Facebook shops\/marketplace, Instagram).\n* Cyber Security: We guarantee the highest security standards by using the latest technology and periodic PCI scans as well as annual external audits due to the highly regulated banking sector.\n* GDPR: To meet the highest compliance and security standards, all data is stored on ISO\/IEC 27001 &amp; PCI DSS certified server located in the European Union. \n* Customer Support: Our customer support is german and english speaking and helps you with the integration or with any technical issues. On weekdays between 9 a.m. and 6 p.m., you will receive immediate response to any question.<\/p>\n\n<p><strong>How to get in touch with us<\/strong>:\nTo receive further information or an offer for a corresponding payment method, please contact us any time by mail at support@payever.de. We are looking forward to hear from you!<\/p>\n\n<p>(DEUTSCH)<\/p>\n\n<p><strong>Highlights<\/strong>\n* Buy Now Pay Later: Deine Kund:innen bezahlen sp\u00e4ter, w\u00e4hrend du dein Geld vorher bekommst. Ohne Risiko f\u00fcr dich und ohne Zinsen f\u00fcr deine Kund:innen.\n* Kooperation: Unser Angebot passt sich ganz an die Anforderungen deines Unternehmens an und baut dabei auf die 20-j\u00e4hrige Erfahrung der Santander-Gruppe in der Zusammenarbeit mit H\u00e4ndler:innen.\n* Kundenbeziehung: F\u00fcr uns haben deine Kund:innen oberste Priorit\u00e4t. Wir sind auf der Mission, ihnen das bestm\u00f6gliche Erlebnis zu bieten und daf\u00fcr zu sorgen, dass sie gerne wiederkommen.\n* Verpflichtung: Wir haben eine ethische Verpflichtung, unseren Gesch\u00e4ftspartner:innen eine sichere und zuverl\u00e4ssige Zahlungsl\u00f6sung zu bieten \u2013 und diese spiegelt sich auch in unseren Produkten und Services wieder.\n* Sicher und sorgenfrei: Datenschutz wird bei uns gro\u00df geschrieben. Mithilfe von Artificial Intelligence stellen wir sicher, dass die Daten deiner Kund:innen sicher und gesch\u00fctzt verarbeitet werden.\n* Null Fixkosten: Es gibt keine laufenden Kosten. Du bezahlst nur pro Transaktion und keinen Cent mehr!\n* Support: Brauchst du Hilfe? Wir helfen dir und deinen Kund:innen gerne weiter.C<\/p>\n\n<p><strong>Beschreibung<\/strong>\nBooste deine Ums\u00e4tze mit Zinia! Lass dein Unternehmen wachsen, indem du deinen Kund:innen mehr Freiheit bietest. Gib ihnen 30 Tage Zeit f\u00fcr die Bezahlung die M\u00f6glichkeit f\u00fcr sie, in bis zu 36 Raten zu bezahlen \u2013 v\u00f6llig zinsfrei.<\/p>\n\n<p>Zinia ist die neue \u201eBuy now, pay later\u201c-Marke der Digital Consumer Bank von Santander, die durch den Zusammenschluss zweier erfolgreicher Unternehmen entstanden ist: Santander Consumer Finance (SCF) und Openbank. Wir machen Zahlungen einfach, sodass Kund:innen ihre Rechnung in Raten aufteilen oder zu einem sp\u00e4teren Zeitpunkt begleichen k\u00f6nnen. Eine einfache, schnelle und transparente M\u00f6glichkeit einzukaufen und Unternehmen dabei zu helfen, ihren Umsatz und ihre Kundenbindung zu steigern. Alle Produkte sind sowohl im station\u00e4ren Handel als auch online bei teilnehmenden Gesch\u00e4ften erh\u00e4ltlich.<\/p>\n\n<p>Seit unserer Einf\u00fchrung haben mehr als 2 Millionen Kund:innen unsere BNPL-L\u00f6sung genutzt. Wir arbeiten mit \u00fcber 63.000 H\u00e4ndlern auf der ganzen Welt zusammen und unsere internationale Expansion ist im Gange, mit dem Ziel, die 16 L\u00e4nder zu bedienen, in denen wir operativ t\u00e4tig sind.<\/p>\n\n<p><strong>Weitere Features:<\/strong>\n* Point of Sale: Alle Zahlarten k\u00f6nnen Sie auch komplett digital in Ihrem Ladengesch\u00e4ft verwenden - als Self-Checkout \u00fcber QR Codes bzw. SMS\/E-Mail und als H\u00e4ndlerversion oder durch Integration in Ihr bestehendes PoS-System.\n* Pay by Link: Der Bezahl-Link (auch als QR-Code) kann per E-Mail und SMS an Ihre Kunden versendet werden und funktioniert f\u00fcr alle Zahlarten. Damit ist Pay by Link die perfekte L\u00f6sung f\u00fcr H\u00e4ndler:innen, die spezielle Angebote an die Kund:innen versenden m\u00f6chten oder Call Center Bestellungen abwickeln und Anwendungsf\u00e4lle haben, f\u00fcr die eine Integration zu kompliziert ist. Alternativ kann man die Pay by Link L\u00f6sung auch \u00fcber eine API in bestehende Prozesse bzw. System integrieren.\n* Bestellverwaltung: Durch die einfache Verwaltung k\u00f6nnen Sie alle Transaktionen sowohl aus Ihrem Shop-Backend als auch \u00fcber Ihren Zinia Account steuern.<\/p>\n\n<ul>\n<li>Spezifische Einstellungen: Mit einem Klick k\u00f6nnen Sie Zahlarten aktivieren oder deaktivieren, unterschiedliche Zahlarten nach Warenkorbh\u00f6he oder Kundenadresse steuern oder \u00fcber Varianten die gleiche Zahlarten in unterschiedlichen Variationen anbieten (z.B. verschieden Konditionen bei der Finanzierung).<\/li>\n<li>Widgets &amp; Ratenrechner: Um auf Zahlarten wie Ratenkauf und Finanzierung aufmerksam zu machen, k\u00f6nnen auf den relevanten Produktseiten spezifische Widgets implementiert werden um mehr Information oder direkt die monatliche Rate zu berechnen.<\/li>\n<li>Produkt Synchronisation: Mit dem Plugin k\u00f6nnen Sie auch ganz einfach Ihre Produkte zu anderen Verkaufskan\u00e4len wie Marktpl\u00e4tze (z.B. Amazon, ebay), Produktvergleich (z.B. Google Shopping) und Social Media (z.B. Facebook Shops\/Marketplace, Instagram) synchronisieren.<\/li>\n<li>Cyber Security: H\u00f6chste Sicherheitsstandards garantieren wir durch die Nutzung neuster Technologien und regelm\u00e4\u00dfiger PCI Scans sowie j\u00e4hrliche externe Audits auf Grund des hochregulierten Bankensektor.<\/li>\n<li>DSGVO: Alle Daten liegen auf ISO\/IEC 27001 &amp; PCI DSS zertifizierten Servern innerhalb der europ\u00e4ischen Union, um h\u00f6chsten Compliance und Sicherheitsanspr\u00fcchen gerecht zu werden.<\/li>\n<li>Kundenservice: Unser kompetenter Support unterst\u00fctzt Sie sowohl auf Deutsch als auch in Englisch und hilft Ihnen bei der Integration und bei der L\u00f6sung von technischen Problemen. Werktags erhalten Sie zwischen 9 und 18 Uhr innerhalb k\u00fcrzester Zeit eine umgehende R\u00fcckmeldung.<\/li>\n<\/ul>\n\n<p><strong>So erreichen Sie uns:<\/strong>\nF\u00fcr weiterf\u00fchrende Informationen oder ein Angebot der entsprechenden Zahlarten kontaktieren Sie uns gerne jederzeit per E-Mail via support@payever.de. Wir freuen uns auf Ihre Nachricht!<\/p>\n\n<h3>3rd party services<\/h3>\n\n<p>Our plugin use <a href=\"https:\/\/www.zendesk.com\/company\/privacy\">Zendesk widget<\/a>.\nWidget CDN URL [https:\/\/static.zdassets.com]\nThis helps to quickly contact us from the plugin settings.<\/p>\n\n<!--section=installation-->\n<p>(F\u00fcr den deutschen Beschreibungstext bitte nach unten scrollen)<\/p>\n\n<p>The integration is easy and doesn't require coding skills!<\/p>\n\n<p>Should there ever be a problem, please send a description (if possible with screenshot) and the email address you have used to create you payever account to support@payever.de<\/p>\n\n<p>Step 1:\nPlease first <a href=\"https:\/\/commerceos.payever.org\/entry\/registration\/business\">create<\/a> a payever account and configure the payment methods you want to integrate. Detailed instructions can be found <a href=\"https:\/\/support.payever.org\/hc\/en-us\/articles\/360023893874-How-to-setup-a-checkout\">here<\/a>.<\/p>\n\n<p>Step 2:\nThe next step is to upload the plugin files to the \/wp-content\/plugins\/ directory or to install the plugin in the WordPress plguins screen directly and adjust some settings. Detailed instructions can be found <a href=\"https:\/\/support.payever.org\/hc\/en-us\/articles\/360024065033\">here<\/a>.<\/p>\n\n<p>(DEUTSCH)<\/p>\n\n<p>Die Integration ist einfach und erfordert kein Vorwissen oder Programmierkenntnisse!<\/p>\n\n<p>Sollte es doch einmal ein Problem geben, senden Sie bitte unter Angabe Ihres payever Kontos eine Schilderung (gerne mit Screenshot) an support@payever.de<\/p>\n\n<p>Schritt 1:\nBitte legen Sie sich zuerst ein <a href=\"https:\/\/commerceos.payever.org\/entry\/registration\/business\">Konto<\/a> bei payever an und konfigurieren Sie die Zahlungsarten, die Sie integrieren m\u00f6chten. Folgen Sie dazu bitte dieser <a href=\"https:\/\/support.payever.org\/hc\/de\/articles\/360008415419\">Anleitung<\/a>.<\/p>\n\n<p>Schritt 2:\nIm n\u00e4chsten Schritt m\u00fcssen Sie das Plugin herunterladen und einige Einstellungen treffen. Eine genaue Anleitung dazu finden Sie <a href=\"https:\/\/support.payever.org\/hc\/de\/articles\/360024065033-WooCommerce\">hier<\/a>.<\/p>\n\n<!--section=faq-->\n<dl>\n<dt id='do%20i%20have%20to%20use%20all%20payment%20options%20or%20can%20i%20only%20use%20parts%20of%20it%3F'><h3>Do I have to use all payment options or can I only use parts of it?<\/h3><\/dt>\n<dd><p>You can choose any number of payment methods you want to integrate \u2013 of course, you can also choose only one payment method if you already have the others.<\/p><\/dd>\n<dt id='is%20payever%20really%20free%3F'><h3>Is payever really free?<\/h3><\/dt>\n<dd><p>payever doesn\u2019t charge you anything extra \u2013 you neither pay set up fees nor monthly recurrent fees to us and aren\u2019t contractually bound to us. Transaction fees are only paid to the respective payment provider (for instance, PayPal). payever does NOT add any extra fees on top of that.<\/p><\/dd>\n<dt id='what%20makes%20payever%20different%3F'><h3>What makes payever different?<\/h3><\/dt>\n<dd><p>payever is a commerce platform that allows you to easily connect your business to all relevant payment providers. Besides the checkout, payever offers a broad range of addtional e-commerce services for your business.<\/p><\/dd>\n\n<\/dl>\n\n<!--section=changelog-->\n<h4>3.1.0<\/h4>\n\n<ul>\n<li>Removed user creation by the Finance Express Widget functionality<\/li>\n<li>Updated plugin information in readme.txt file<\/li>\n<li>Fixed not correctly including JS<\/li>\n<li>Fixed translations issue<\/li>\n<li>Improved user data validation<\/li>\n<\/ul>","raw_excerpt":"With zinia you can easily add all your preferred payment options to your checkout. Within minutes! 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